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- What is
the cost of skilled nursing home care in may state?
- What is
the cost of in-home and community care?
- Given
my financial situation, what financial implications
would the need for long term care have on my family?
3.
Start really examining your expectations, goals and
concerns.
The following
goals are often identified as important when making
decisions about financing long term care:
- remaining
financially independent,
- maintaining
control,
- maintaining
privacy,
- involving
family members,
- using
government resources, and
- leaving
an inheritance.
How important
are these goals for you? Sorting out what's important
means thinking about very personal attitudes and beliefs.
Not everyone will have the same goals. Take time to
really identify what's important to you and talk about
your goals and attitudes with your spouse or other involved
family members. Taking time to sort out unwritten and
often unspoken rules can help identify potential conflicts
and help clarify future directions.
4.
Understand financing alternatives and consequences and
select the best financing options to meet YOUR goals.
Do you know:
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