Women face a greater likelihood than men of needing
long term care at some time in their lives. True. Women have higher rates of using long
term care, whether in the community or in a skilled
nursing facility. Women's longer life expectancies
increase the chances of reaching the 85+ age group
most in need of long term care and most likely to
outlive their husbands and caregivers.
Understand
Possible Long Term Care Costs
Receiving
paid care in one's home is almost always less expensive
than nursing home care. False. Home care may or may not be less expensive
than being in a nursing home depending on the type
and amount of services used as well as the amount
of unpaid family support. In many cases receiving
care in one's home is a cost effective alternative
greatly preferred by individuals. However, home care
is not inexpensive. Examples of average costs for
just one hour of care can include $80/hour for a home
health aide and $100+/hour for a registered nurse.
On average, a one-year stay in a nursing home today
costs about $60,000. True. The average nursing home cost is approximately
$60,000. Costs can vary greatly with the level of
care needed and location.
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updated: March 2003
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