• ____ Contact a financial planner with experience and knowledge regarding long term care insurance.
• ____ Take a community education class on long term care insurance.
• ____ Learn more about purchasing long term care insurance.
  (www.aoa.dhhs.gov/elderpage/walltcupdate.html) Sponsored by the U.S. Administration on Aging and the National Policy and Resource Center on Women and Aging with support from the John A. Hartford Foundation.

Get an idea of long term care insurance premium affordability.

• _____ Use a premium calculator https://ltcfeds.com/NASApp/ltc/do/assessing_your_needs/
  ratecalc to gain some idea as to what premiums might cost and how they vary depending upon policy features selected. This premium calculator is valid for group coverage being offered to federal employees and does not apply to all individual or group policies. It will, however, give you a perspective on premium costs.

Determine your current and future net worth.

• ____ Print and complete the "Net Worth Calculation Worksheet". (http://www.rce.rutgers.edu/money/pdfs/networthcalc
  worksheet.pdf) Sponsored by Rutgers University.
• ____ Determine your current and future net worth. (http://www.americasaves.org/back_page/personal_wealth_
  estimator.cfm) Sponsored by America Saves.