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- Your
only source of income is Social Security benefit or
Supplemental Security Income (SSI).
- You often
have trouble paying for utilities, food, medicine,
or other important needs.
- You have
sufficient income and assets to protect you and your
spouse/partner against the risk of long term care
AND you are willing to use those resources to pay
for your care.
- If you
can't afford a policy that would cover significant
long term care expenses.
Sources
Health Insurance
Association of America (1997). Long Term Care: Knowing
the Risk, Paying the Price. HIAA, Washington, DC.
National
Association of Insurance Commissioners (1999). A shoppers
guide to long term care insurance. In Hearing before
the Speical Committee on Aging United States Senate.
Making Long Term Care Affordable. Serial No. 106-13.
U.S. Government Printing Office Washington: 2000.
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University of Minnesota Extension Service is an equal
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